* { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --amber: #f59e0b;
  --amber-2: #fb923c;
  --green: #16a34a;
  --green-dark: #15803d;
  --ink: #111827;
  --ink-2: #1f2937;
  --muted: #6b7280;
  --bg: #ffffff;
  --bg-soft: #f8fafc;
  --bg-dark: #0b1120;
  --bg-dark-2: #111c33;
  --border: #e5e7eb;
  --radius: 18px;
  --shadow: 0 20px 45px -22px rgba(15, 23, 42, .35);
  --font: "Segoe UI", system-ui, -apple-system, Roboto, Helvetica, Arial, sans-serif;
}

html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--ink);
  background: var(--line);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

.wrap { width: min(1120px, 92%); margin: 0 auto; }

/* Top bar */
.topbar { background: var(--ink-2); color: #d1d5db; font-size: 13px; padding: 8px 0; border-bottom: 1px solid #26324a; }
.topbar .wrap { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.topbar a { color: #fff; font-weight: 600; }
.topbar span svg { vertical-align: -2px; margin-right: 4px; }

/* Header */
header { position: sticky; top: 0; z-index: 50; background: rgba(11, 17, 34, .92); backdrop-filter: blur(10px); }
.navbar { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; gap: 20px; }
.brand { display: flex; align-items: center; gap: 10px; color: #fff; }
.brand img { width: 38px; height: 38px; }
.brand b { font-size: 19px; letter-spacing: .2px; }
.brand b span { color: var(--amber); }
.nav-links { display: flex; align-items: center; gap: 22px; list-style: none; }
.nav-links a { color: #e5e7eb; font-weight: 500; font-size: 15px; }
.nav-links a:hover { color: var(--amber); }
.nav-cta { background: linear-gradient(135deg, var(--amber), var(--amber-2)); color: #111 !important; padding: 10px 18px; border-radius: 10px; font-weight: 700 !important; }
.menu-btn { display: none; background: none; border: none; cursor: pointer; padding: 6px; }
.menu-btn span { display: block; width: 24px; height: 2.5px; background: #fff; margin: 5px 0; border-radius: 2px; }

.hero {
  position: relative;
  color: #fff;
  background:
    radial-gradient(900px 500px at 85% -10%, rgba(245, 158, 11, .25), transparent 60%),
    linear-gradient(135deg, #0b1120 0%, #13324a 100%);
  overflow: hidden;
}
.hero .grid { display: grid; gap: 40px; }
.hero .wrap { padding: 72px 0 84px; position: relative; }
.hero h1 { font-size: clamp(30px, 5vw, 52px); line-height: 1.12; font-weight: 800; letter-spacing: -.5px; }
.hero h1 span { color: var(--amber); }
.hero .sub { font-size: clamp(16px, 2vw, 19px); color: #cbd5e1; margin: 20px 0 30px; max-width: 640px; }
.hero-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 14px; margin: 30px 0; }
.hstat { background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .12); border-radius: 14px; padding: 16px; }
.hstat b { font-size: 26px; color: var(--amber); display: block; }
.hstat span { font-size: 13px; color: #9ca3af; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.phone-card { display: inline-flex; align-items: center; gap: 10px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.18); color: #fff; padding: 12px 18px; border-radius: 12px; font-weight: 700; }

/* Buttons */
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 13px 24px; border-radius: 11px; font-weight: 700; font-size: 15px; border: none; cursor: pointer; transition: transform .15s, box-shadow .15s; }
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: linear-gradient(135deg, var(--amber), var(--amber-2)); color: #111; box-shadow: 0 12px 24px -12px rgba(245, 158, 11, .7); }
.btn-green { background: linear-gradient(135deg, var(--green), #22c55e); color: #fff; box-shadow: 0 12px 24px -12px rgba(22, 163, 74, .7); }
.btn-ctaint { background: #fff; color: var(--ink-2); }

/* Hero cards / image */
.hero-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; margin-top: 28px; }
.mini-card { background: #fff; color: var(--ink); border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow); }
.mini-card .ico { width: 52px; height: 52px; border-radius: 12px; background: linear-gradient(135deg, #fef3c7, #ffedd5); display: grid; place-items: center; margin-bottom: 12px; }
.mini-card h3 { font-size: 16px; margin-bottom: 4px; }
.mini-card p { font-size: 13.5px; color: var(--muted); }
.mini-card a { color: var(--green); font-weight: 700; font-size: 13.5px; display: inline-block; margin-top: 10px; }

/* Sections generic */
section { padding: 72px 0; }
.sec-head { max-width: 720px; margin: 0 auto 44px; text-align: center; }
.sec-tag { color: var(--green); font-weight: 700; text-transform: uppercase; letter-spacing: 2px; font-size: 13px; }
.sec-head h2 { font-size: clamp(26px, 4vw, 38px); font-weight: 800; letter-spacing: -.4px; margin: 8px 0 12px; }
.sec-head p { color: var(--muted); font-size: 16px; }
.bg-soft { background: var(--bg-soft); }
.bg-white { background: #fff; }
.center { text-align: center; }

/* Grid cards */
.grid-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 22px; }
.service-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 26px; transition: .2s; }
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #fcd34d; }
.service-card .ico { width: 56px; height: 56px; border-radius: 14px; display: grid; place-items: center; margin-bottom: 16px; }
.service-card h3 { font-size: 18px; margin-bottom: 8px; }
.service-card p { color: var(--muted); font-size: 14px; margin-bottom: 14px; }
.service-card a { color: var(--green); font-weight: 700; font-size: 14px; }

/* Steps/process */
.steps { display: grid; gap: 0; margin-top: 20px; }
.step { display: grid; grid-template-columns: 72px 1fr; gap: 20px; padding: 24px 0; border-bottom: 1px solid var(--border); align-items: start; }
.step:last-child { border-bottom: none; }
.step-num { width: 58px; height: 58px; border-radius: 16px; background: linear-gradient(135deg, #0f172a, #1e293b); color: var(--amber); display: grid; place-items: center; font-weight: 800; font-size: 22px; }
.step h3 { font-size: 18px; margin-bottom: 6px; }
.step p { color: var(--muted); font-size: 14.5px; }
.step img { margin-top: 18px; border-radius: 14px; width: 100%; }

/* Feature split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.split.reverse > *:first-child { order: 2; }
.split img { border-radius: var(--radius); box-shadow: var(--shadow); width: 100%; object-fit: cover; }
.split h2 { font-size: clamp(24px, 3.5vw, 34px); font-weight: 800; margin: 10px 0 14px; letter-spacing: -.3px; }
.split p { color: var(--muted); font-size: 15.5px; margin-bottom: 12px; }
.tick-list { list-style: none; margin-top: 10px; }
.tick-list li { padding: 7px 0; font-size: 15px; display: flex; gap: 10px; align-items: flex-start; }
.tick-list svg { flex: none; margin-top: 4px; }

/* Plans */
.plans { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 22px; }
.plan { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 28px; position: relative; }
.plan.featured { border: 2px solid var(--green); box-shadow: var(--shadow); }
.plan .tag { position: absolute; top: -13px; left: 24px; background: var(--green); color: #fff; font-size: 12px; font-weight: 700; padding: 4px 12px; border-radius: 20px; }
.plan h3 { font-size: 17px; }
.plan .price { font-size: 34px; font-weight: 800; color: var(--ink-2); margin: 12px 0 4px; }
.plan .price span { font-size: 14px; color: var(--muted); font-weight: 500; }
.plan ul { list-style: none; margin: 18px 0; }
.plan li { font-size: 14px; color: var(--muted); padding: 6px 0; border-top: 1px dashed var(--border); }
.plan li:first-child { border-top: none; }
.plan .btn { width: 100%; justify-content: center; }

/* CTA band */
.cta { background: linear-gradient(135deg, #0f172a, #14532d); color: #fff; border-radius: 26px; padding: 52px; text-align: center; margin: 40px 0; }
.cta h2 { font-size: clamp(24px, 4vw, 36px); font-weight: 800; }
.cta p { color: #cbd5e1; max-width: 620px; margin: 14px auto 26px; }
.cta .hero-actions { justify-content: center; }

/* Video modal-box */
.video-frame { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--border); background: #0b1120; box-shadow: var(--shadow); }

/* Contact grid */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 34px; }
.c-card { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 24px; }
.c-card h3 { font-size: 17px; margin-bottom: 10px; display: flex; align-items: center; gap: 8px; }
.advisor { display: flex; gap: 14px; align-items: center; padding: 12px 0; border-bottom: 1px solid var(--border); }
.advisor:last-child { border-bottom: none; }
.advisor .ava { width: 50px; height: 50px; border-radius: 50%; background: linear-gradient(135deg, var(--amber), var(--amber-2)); color: #111; display: grid; place-items: center; font-weight: 800; font-size: 18px; }
.advisor b { display: block; }
.advisor span { font-size: 13px; color: var(--muted); }
.advisor a { color: var(--green); font-weight: 700; font-size: 13.5px; }

/* Form */
form { display: grid; gap: 14px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
input, select, textarea { width: 100%; padding: 13px 15px; border: 1px solid var(--border); border-radius: 11px; font: inherit; font-size: 15px; background: #fff; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--amber); box-shadow: 0 0 0 3px rgba(245, 158, 11, .2); }
.note { font-size: 12px; color: var(--muted); }

/* Social */
.socials { display: flex; gap: 10px; flex-wrap: wrap; margin: 12px 0; }
.social-btn { display: inline-flex; align-items: center; gap: 8px; padding: 10px 16px; border-radius: 10px; font-weight: 600; color: #fff !important; font-size: 14px; }
.social-btn.fb { background: #1877f2; }
.social-btn.ig { background: linear-gradient(45deg, #f09433, #e6683c 25%, #dc2743 50%, #cc2366 75%, #bc1888); }
.social-btn.tw { background: #000; }
.social-btn.yt { background: #ff0000; }
.social-btn.li { background: #0a66c2; }
.social-btn.wa { background: #25d366; }

/* Map */
.map-frame { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--border); height: 320px; background: #e5e7eb; position: relative; }
.map-frame iframe { width: 100%; height: 100%; border: 0; }

/* Footer */
footer { background: var(--bg-dark); color: #9ca3af; margin-top: 40px; }
.footer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 34px; padding: 54px 0 40px; }
.footer-grid .brand { margin-bottom: 14px; }
.footer-grid h4 { color: #fff; font-size: 15px; margin-bottom: 14px; }
.footer-grid ul { list-style: none; }
.footer-grid li { padding: 5px 0; font-size: 14px; }
.footer-grid a:hover { color: var(--amber); }
.footer-grid p { font-size: 14px; margin-bottom: 8px; }
.footer-bottom { border-top: 1px solid #1f2937; padding: 22px 0; font-size: 13px; text-align: center; }
.compliance { font-size: 12.5px; color: #6b7280; line-height: 1.5; margin-top: 12px; }

/* Banner */
.finance-banner { background: linear-gradient(90deg, #fef3c7, #ffedd5); color: #92400e; font-size: 13px; text-align: center; padding: 8px 16px; border-bottom: 1px solid #fde68a; }

/* Responsive */
@media (max-width: 860px) {
  .nav-links { position: fixed; inset: 0 0 0 0; background: var(--bg-dark); flex-direction: column; justify-content: center; gap: 26px; transform: translateX(100%); transition: .3s; z-index: 60; }
  .nav-links.open { transform: translateX(0); }
  .nav-links a { font-size: 20px; }
  .menu-btn { display: block; z-index: 70; position: relative; }
  .split { grid-template-columns: 1fr; }
  .split.reverse > *:first-child { order: 1; }
  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .cta { padding: 34px 22px; }
  .hero .grid { gap: 28px; }
}